Start by talking to your lender about FHA Title I property improvement loans, which the ROAD Act has modernized. Check your property’s ADU zoning if you are interested in adding a casita or guest house. Watch for announcements from Clark County or the Nevada Housing Division about the Whole-Home Repairs grant program. And if you are considering a remodel, begin the planning and design process now so you are ready to move when financing options expand. (HUD, Bipartisan Policy Center)